Is PKBK or PLBC more undervalued in 2026?

CirclFi compares Parke Bancorp, Inc. (PKBK) and Plumas Bancorp (PLBC) using 13 institutional-grade valuation models. PKBK has a Quality of Company score of 8.7/10 while PLBC scores 8.8/10.

Which is a better buy — PKBK or PLBC?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do PKBK and PLBC valuations compare?

PKBK at $31.19 and PLBC at $52.58 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

PKBK vs PLBC Valuation Comparison 2026 — Intrinsic Value Analysis

PKBK

Banks - Regional

Parke Bancorp, Inc.

Quality

8.7

out of 10

Value Trap

SAFE

Price

$31.19

Last close

Models

12/13

Active

PLBC

Banks - Regional

Plumas Bancorp

Quality

8.8

out of 10

Value Trap

—

Price

$52.58

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	PKBK Fair Value	PKBK Upside	PLBC Fair Value	PLBC Upside
Bayesian DCF	Intrinsic	$22.07	-29.2%	$22.13	-57.9%
Earnings Power Value	Intrinsic	$39.26	+25.9%	$45.60	-13.3%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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PKBK vs PLBC — Which Stock Is More Undervalued?

PLBC scores higher with a 8.8/10 quality rating vs PKBK's 8.7/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Parke Bancorp, Inc. (PKBK) and Plumas Bancorp (PLBC) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

PKBK currently trades at $31.19 with a QOC of 8.7/10, while PLBC trades at $52.58 with a QOC of 8.8/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).