Is PHK or PNI more undervalued in 2026?

CirclFi compares Pimco High Income Fund Pimco Hi (PHK) and Pimco New York Municipal Income (PNI) using 13 institutional-grade valuation models. PHK has a Quality of Company score of 1.7/10 while PNI scores 1.7/10.

Which is a better buy — PHK or PNI?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do PHK and PNI valuations compare?

PHK at $4.57 and PNI at $7.01 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

PHK vs PNI Valuation Comparison 2026 — Intrinsic Value Analysis

PHK

Asset Management

Pimco High Income Fund Pimco Hi

Quality

1.7

out of 10

Value Trap

—

Price

$4.57

Last close

Models

11/13

Active

PNI

Asset Management

Pimco New York Municipal Income

Quality

1.7

out of 10

Value Trap

—

Price

$7.01

Last close

Models

11/13

Active

Model-by-Model Comparison

Model	Type	PHK Fair Value	PHK Upside	PNI Fair Value	PNI Upside
Bayesian DCF	Intrinsic	$1.21	-73.5%	$1.86	-73.5%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$5.11	+8.7%	$4.14	-41.8%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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PHK vs PNI — Which Stock Is More Undervalued?

Both PHK and PNI score 1.7/10 on quality. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Pimco High Income Fund Pimco Hi (PHK) and Pimco New York Municipal Income (PNI) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

PHK currently trades at $4.57 with a QOC of 1.7/10, while PNI trades at $7.01 with a QOC of 1.7/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).