Is PFN or PIM more undervalued in 2026?

CirclFi compares PIMCO Income Strategy Fund II (PFN) and Putnam Master Intermediate Inco (PIM) using 13 institutional-grade valuation models. PFN has a Quality of Company score of 1.7/10 while PIM scores 1.9/10.

Which is a better buy — PFN or PIM?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do PFN and PIM valuations compare?

PFN at $6.99 and PIM at $3.17 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

PFN vs PIM Valuation Comparison 2026 — Intrinsic Value Analysis

PFN

Asset Management

PIMCO Income Strategy Fund II

Quality

1.7

out of 10

Value Trap

—

Price

$6.99

Last close

Models

11/13

Active

PIM

Asset Management

Putnam Master Intermediate Inco

Quality

1.9

out of 10

Value Trap

—

Price

$3.17

Last close

Models

9/13

Active

Model-by-Model Comparison

Model	Type	PFN Fair Value	PFN Upside	PIM Fair Value	PIM Upside
Bayesian DCF	Intrinsic	$1.85	-73.5%	$0.84	-73.5%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$20.89	+194.7%	$2.27	-28.3%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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PFN vs PIM — Which Stock Is More Undervalued?

PIM scores higher with a 1.9/10 quality rating vs PFN's 1.7/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing PIMCO Income Strategy Fund II (PFN) and Putnam Master Intermediate Inco (PIM) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

PFN currently trades at $6.99 with a QOC of 1.7/10, while PIM trades at $3.17 with a QOC of 1.9/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).