Is PECO or PMT more undervalued in 2026?

CirclFi compares Phillips Edison & Company, Inc. (PECO) and PennyMac Mortgage Investment Tr (PMT) using 13 institutional-grade valuation models. PECO has a Quality of Company score of 6.5/10 while PMT scores 6.1/10.

Which is a better buy — PECO or PMT?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do PECO and PMT valuations compare?

PECO at $40.15 and PMT at $10.46 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

PECO vs PMT Valuation Comparison 2026 — Intrinsic Value Analysis

PECO

Real Estate Investment Trusts

Phillips Edison & Company, Inc.

Quality

6.5

out of 10

Value Trap

SAFE

Price

$40.15

Last close

Models

12/13

Active

PMT

Real Estate Investment Trusts

PennyMac Mortgage Investment Tr

Quality

6.1

out of 10

Value Trap

LOW

Price

$10.46

Last close

Models

7/13

Active

Model-by-Model Comparison

Model	Type	PECO Fair Value	PECO Upside	PMT Fair Value	PMT Upside
Bayesian DCF	Intrinsic	$21.86	-45.6%	$1.56	-87.2%
EROIC Spread	Intrinsic	$4.28	-89.3%	$3.82	-63.5%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$119.37	+197.3%	$28.95	+176.8%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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PECO vs PMT — Which Stock Is More Undervalued?

PECO scores higher with a 6.5/10 quality rating vs PMT's 6.1/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Phillips Edison & Company, Inc. (PECO) and PennyMac Mortgage Investment Tr (PMT) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

PECO currently trades at $40.15 with a QOC of 6.5/10, while PMT trades at $10.46 with a QOC of 6.1/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).