PDCC vs PDX

Pearl Diver Credit Company Inc. vs 170604 — Valuation Comparison 2026

By CirclFi Research Team · Updated 2026-06-03 · Data from SEC EDGAR, FRED & GDELT

Quick Summary — Both PDCC and PDX score 1.7/10 on quality. PDCC trades at $10.04 while PDX trades at $21.67. Both analyzed daily using SEC EDGAR data across 13 institutional models.

PDCC

Asset Management
Pearl Diver Credit Company Inc.
Quality
1.7
out of 10
Value Trap
Price
$10.04
Last close
Models
6/13
Active
VS

PDX

Asset Management
170604
Quality
1.7
out of 10
Value Trap
Price
$21.67
Last close
Models
6/13
Active
PDCC
Markov DDM sees +129.1% upside
Quality 1.7/10 — below average
PDX
2 models active
Quality 1.7/10 — below average

PDCC vs PDX — Fair Value Comparison

PDCC
$0$9$18$27 Price$10.04 Bayesian …$2.61 (-74.0%) Markov DDM$23.26 (+129.1%)
PDX
$0$9$17$26 Price$21.67 Bayesian …$5.64 (-74.0%) Markov DDM$13.73 (-36.6%)
Market Price Model 1 Model 2

Model-by-Model Comparison

ModelType PDCC Fair ValuePDCC Upside PDX Fair ValuePDX Upside
Bayesian DCF Intrinsic $2.61 -74.0% $5.64 -74.0%
First Chicago Scenario $•••.•• ••.•% $•••.•• ••.•%
Markov DDM Intrinsic $23.26 +129.1% $13.73 -36.6%
ML-RIV Intrinsic $•••.•• ••.•% $•••.•• ••.•%
Sentiment SOTP Hybrid $•••.•• ••.•% $•••.•• ••.•%
CUCE Ensemble Ensemble $•••.•• ••.•% $•••.•• ••.•%

PDCC vs PDX — Which Stock Is More Undervalued in 2026?

Both PDCC and PDX score 1.7/10 on quality. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

How Do PDCC and PDX Valuations Compare?

At $10.04, PDCC trades +74.0% above its Bayesian DCF fair value of $2.61, while PDX at $21.67 trades +74.0% above its estimate of $5.64. PDCC shows a wider gap between price and intrinsic value.

Quality of Company: PDCC vs PDX

PDCC earns a Quality of Company score of 1.7/10 compared to PDX's 1.7/10. The scores are closely matched, indicating similar fundamental quality profiles. The QOC score synthesizes 32 signals spanning profitability margins, revenue growth, free cash flow, capital allocation, and leverage.

Value Trap Risk: PDCC vs PDX

Review the value trap analysis for both PDCC and PDX to assess whether apparent undervaluation reflects genuine opportunity or hidden fundamental risk.

Both in Asset Management

Both PDCC and PDX operate in Asset Management, which has 448 stocks tracked by CirclFi. Same-industry comparisons provide the most direct insight into relative valuation since both companies face similar regulatory environments, market dynamics, and competitive pressures. Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN), and ensemble methods (CUCE).

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