PDCC vs PDO

Pearl Diver Credit Company Inc. vs PDO — Valuation Comparison 2026

By CirclFi Research Team · Updated 2026-06-03 · Data from SEC EDGAR, FRED & GDELT

Quick Summary — Both PDCC and PDO score 1.7/10 on quality. PDCC trades at $10.04 while PDO trades at $13.10. Both analyzed daily using SEC EDGAR data across 13 institutional models.

PDCC

Asset Management
Pearl Diver Credit Company Inc.
Quality
1.7
out of 10
Value Trap
Price
$10.04
Last close
Models
6/13
Active
VS

PDO

Asset Management
PDO
Quality
1.7
out of 10
Value Trap
Price
$13.10
Last close
Models
6/13
Active
PDCC
Markov DDM sees +129.1% upside
Quality 1.7/10 — below average
PDO
Markov DDM sees +0.8% upside
Quality 1.7/10 — below average

PDCC vs PDO — Fair Value Comparison

PDCC
$0$9$18$27 Price$10.04 Bayesian …$2.61 (-74.0%) Markov DDM$23.26 (+129.1%)
PDO
$0$5$11$16 Price$13.10 Bayesian …$3.41 (-74.0%) Markov DDM$13.48 (+0.8%)
Market Price Model 1 Model 2

Model-by-Model Comparison

ModelType PDCC Fair ValuePDCC Upside PDO Fair ValuePDO Upside
Bayesian DCF Intrinsic $2.61 -74.0% $3.41 -74.0%
First Chicago Scenario $•••.•• ••.•% $•••.•• ••.•%
Markov DDM Intrinsic $23.26 +129.1% $13.48 +0.8%
ML-RIV Intrinsic $•••.•• ••.•% $•••.•• ••.•%
Sentiment SOTP Hybrid $•••.•• ••.•% $•••.•• ••.•%
CUCE Ensemble Ensemble $•••.•• ••.•% $•••.•• ••.•%

PDCC vs PDO — Which Stock Is More Undervalued in 2026?

Both PDCC and PDO score 1.7/10 on quality. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

How Do PDCC and PDO Valuations Compare?

At $10.04, PDCC trades +74.0% above its Bayesian DCF fair value of $2.61, while PDO at $13.10 trades +74.0% above its estimate of $3.41. PDCC shows a wider gap between price and intrinsic value.

Quality of Company: PDCC vs PDO

PDCC earns a Quality of Company score of 1.7/10 compared to PDO's 1.7/10. The scores are closely matched, indicating similar fundamental quality profiles. The QOC score synthesizes 32 signals spanning profitability margins, revenue growth, free cash flow, capital allocation, and leverage.

Value Trap Risk: PDCC vs PDO

Review the value trap analysis for both PDCC and PDO to assess whether apparent undervaluation reflects genuine opportunity or hidden fundamental risk.

Both in Asset Management

Both PDCC and PDO operate in Asset Management, which has 448 stocks tracked by CirclFi. Same-industry comparisons provide the most direct insight into relative valuation since both companies face similar regulatory environments, market dynamics, and competitive pressures. Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN), and ensemble methods (CUCE).

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