Is PCM or PDI more undervalued in 2026?

CirclFi compares PCM Fund, Inc. (PCM) and PIMCO Dynamic Income Fund (PDI) using 13 institutional-grade valuation models. PCM has a Quality of Company score of 1.7/10 while PDI scores 1.7/10.

Which is a better buy — PCM or PDI?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do PCM and PDI valuations compare?

PCM at $5.66 and PDI at $16.74 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

PCM vs PDI Valuation Comparison 2026 — Intrinsic Value Analysis

PCM

Asset Management

PCM Fund, Inc.

Quality

1.7

out of 10

Value Trap

—

Price

$5.66

Last close

Models

10/13

Active

PDI

Asset Management

PIMCO Dynamic Income Fund

Quality

1.7

out of 10

Value Trap

—

Price

$16.74

Last close

Models

8/13

Active

Model-by-Model Comparison

Model	Type	PCM Fair Value	PCM Upside	PDI Fair Value	PDI Upside
Bayesian DCF	Intrinsic	$1.50	-73.5%	$4.94	-70.5%
Earnings Power Value	Intrinsic	—	—	$7.59	-56.5%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$7.66	+35.3%	—	—

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PCM vs PDI — Which Stock Is More Undervalued?

Both PCM and PDI score 1.7/10 on quality. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing PCM Fund, Inc. (PCM) and PIMCO Dynamic Income Fund (PDI) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

PCM currently trades at $5.66 with a QOC of 1.7/10, while PDI trades at $16.74 with a QOC of 1.7/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).