Is MTH or SDHC more undervalued in 2026?

CirclFi compares Meritage Homes Corporation (MTH) and Smith Douglas Homes Corp. (SDHC) using 13 institutional-grade valuation models. MTH has a Quality of Company score of 6.8/10 while SDHC scores 6.8/10.

Which is a better buy — MTH or SDHC?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do MTH and SDHC valuations compare?

MTH at $65.24 and SDHC at $11.96 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

MTH vs SDHC Valuation Comparison 2026 — Intrinsic Value Analysis

MTH

Operative Builders

Meritage Homes Corporation

Quality

6.8

out of 10

Value Trap

SAFE

Price

$65.24

Last close

Models

13/13

Active

SDHC

Operative Builders

Smith Douglas Homes Corp.

Quality

6.8

out of 10

Value Trap

—

Price

$11.96

Last close

Models

11/13

Active

Model-by-Model Comparison

Model	Type	MTH Fair Value	MTH Upside	SDHC Fair Value	SDHC Upside
Bayesian DCF	Intrinsic	$12.13	-81.4%	$0.77	-94.5%
Earnings Power Value	Intrinsic	$25.81	-60.4%	—	—
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$21.14	-67.6%	$8.67	-37.9%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

🔒

Unlock Full 13-Model Comparison

Access all valuation models for MTH vs SDHC — including EROIC Spread, First Chicago, Markov DDM, PWERM, and 7 more.

Access Full Analysis — From $27/mo →

MTH vs SDHC — Which Stock Is More Undervalued?

MTH scores higher with a 6.8/10 quality rating vs SDHC's 6.8/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Meritage Homes Corporation (MTH) and Smith Douglas Homes Corp. (SDHC) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

MTH currently trades at $65.24 with a QOC of 6.8/10, while SDHC trades at $11.96 with a QOC of 6.8/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).