JZ vs KD

Jianzhi Education Technology Gr vs Kyndryl Holdings, Inc. — Valuation Comparison 2026

By CirclFi Research Team · Updated 2026-06-03 · Data from SEC EDGAR, FRED & GDELT

Quick Summary — KD scores higher on quality with 6.9/10 vs JZ's 5.8/10. JZ trades at $0.70 while KD trades at $12.60. Both analyzed daily using SEC EDGAR data across 13 institutional models.

JZ

Information Technology Services
Jianzhi Education Technology Gr
Quality
5.8
out of 10
Value Trap
26
LOW
Price
$0.70
Last close
Models
10/13
Active
VS

KD

Information Technology Services
Kyndryl Holdings, Inc.
Quality
6.9
out of 10
Value Trap
16
SAFE
Price
$12.60
Last close
Models
10/13
Active
JZ
Bayesian DCF sees +38.2% upside
Limited to 2/13 visible models
KD
Bayesian DCF sees +74.7% upside
Limited to 2/13 visible models

JZ vs KD — Fair Value Comparison

JZ
$0$0$1$1 Price$0.70 Bayesian …$0.97 (+38.2%) Earnings …$0.01 (-98.9%)
KD
$0$9$17$26 Price$12.60 Bayesian …$22.01 (+74.7%) Earnings …$1.44 (-87.8%)
Market Price Model 1 Model 2

Model-by-Model Comparison

ModelType JZ Fair ValueJZ Upside KD Fair ValueKD Upside
Bayesian DCF Intrinsic $0.97 +38.2% $22.01 +74.7%
Earnings Power Value Intrinsic $0.01 -98.9% $1.44 -87.8%
EROIC Spread Intrinsic $•••.•• ••.•% $•••.•• ••.•%
First Chicago Scenario $•••.•• ••.•% $•••.•• ••.•%
ML-RIV Intrinsic $•••.•• ••.•% $•••.•• ••.•%
PWERM Option-Based $•••.•• ••.•% $•••.•• ••.•%
Regime Cross-Sectional Relative $•••.•• ••.•% $•••.•• ••.•%
Sentiment SOTP Hybrid $•••.•• ••.•% $•••.•• ••.•%
CUCE Ensemble Ensemble $•••.•• ••.•% $•••.•• ••.•%
FTNN Topology Relative $•••.•• ••.•% $•••.•• ••.•%

JZ vs KD — Which Stock Is More Undervalued in 2026?

KD scores higher with a 6.9/10 quality rating vs JZ's 5.8/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

How Do JZ and KD Valuations Compare?

At $0.70, JZ trades +38.2% below its Bayesian DCF fair value of $0.97, while KD at $12.60 trades +74.7% below its estimate of $22.01. KD shows a wider gap between price and intrinsic value.

Quality of Company: JZ vs KD

JZ earns a Quality of Company score of 5.8/10 compared to KD's 6.9/10. This moderate difference suggests one company has an edge in fundamental quality, though both may offer investment merit depending on valuation. The QOC score synthesizes 32 signals spanning profitability margins, revenue growth, free cash flow, capital allocation, and leverage.

Value Trap Risk: JZ vs KD

JZ carries a LOW value trap risk (26/100) while KD shows SAFE risk (16/100). Both companies show manageable value trap risk, suggesting their current valuations are not artificially depressed by fundamental deterioration.

Both in Information Technology Services

Both JZ and KD operate in Information Technology Services, which has 65 stocks tracked by CirclFi. Same-industry comparisons provide the most direct insight into relative valuation since both companies face similar regulatory environments, market dynamics, and competitive pressures. Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN), and ensemble methods (CUCE).

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