Is IRS or JOE more undervalued in 2026?

CirclFi compares IRSA Inversiones Y Representaci (IRS) and St. Joe Company (The) (JOE) using 13 institutional-grade valuation models. IRS has a Quality of Company score of 1.7/10 while JOE scores 9.3/10.

Which is a better buy — IRS or JOE?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do IRS and JOE valuations compare?

IRS at $15.44 and JOE at $63.63 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

IRS vs JOE Valuation Comparison 2026 — Intrinsic Value Analysis

IRS

Land Subdividers & Developers (No Cemeteries)

IRSA Inversiones Y Representaci

Quality

1.7

out of 10

Value Trap

—

Price

$15.44

Last close

Models

6/13

Active

JOE

Land Subdividers & Developers (No Cemeteries)

St. Joe Company (The)

Quality

9.3

out of 10

Value Trap

SAFE

Price

$63.63

Last close

Models

13/13

Active

Model-by-Model Comparison

Model	Type	IRS Fair Value	IRS Upside	JOE Fair Value	JOE Upside
Bayesian DCF	Intrinsic	$3.72	-75.9%	$37.22	-41.5%
Earnings Power Value	Intrinsic	—	—	$14.41	-77.4%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$8.95	-42.1%	$2.10	-96.7%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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IRS vs JOE — Which Stock Is More Undervalued?

JOE scores higher with a 9.3/10 quality rating vs IRS's 1.7/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing IRSA Inversiones Y Representaci (IRS) and St. Joe Company (The) (JOE) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

IRS currently trades at $15.44 with a QOC of 1.7/10, while JOE trades at $63.63 with a QOC of 9.3/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).