INOD vs JZ

Innodata Inc. vs Jianzhi Education Technology Gr — Valuation Comparison 2026

By CirclFi Research Team · Updated 2026-06-03 · Data from SEC EDGAR, FRED & GDELT

Quick Summary — INOD scores higher on quality with 9.7/10 vs JZ's 5.8/10. INOD trades at $114.22 while JZ trades at $0.70. Both analyzed daily using SEC EDGAR data across 13 institutional models.

INOD

Information Technology Services
Innodata Inc.
Quality
9.7
out of 10
Value Trap
6
SAFE
Price
$114.22
Last close
Models
12/13
Active
VS

JZ

Information Technology Services
Jianzhi Education Technology Gr
Quality
5.8
out of 10
Value Trap
26
LOW
Price
$0.70
Last close
Models
10/13
Active
INOD
Quality Score 9.7/10 — top tier
Limited to 2/13 visible models
JZ
Bayesian DCF sees +38.2% upside
Limited to 2/13 visible models

INOD vs JZ — Fair Value Comparison

INOD
$0$45$90$135 Price$114.22 Bayesian …$9.77 (-91.4%) Earnings …$14.11 (-87.7%)
JZ
$0$0$1$1 Price$0.70 Bayesian …$0.97 (+38.2%) Earnings …$0.01 (-98.9%)
Market Price Model 1 Model 2

Model-by-Model Comparison

ModelType INOD Fair ValueINOD Upside JZ Fair ValueJZ Upside
Bayesian DCF Intrinsic $9.77 -91.4% $0.97 +38.2%
Earnings Power Value Intrinsic $14.11 -87.7% $0.01 -98.9%
EROIC Spread Intrinsic $•••.•• ••.•% $•••.•• ••.•%
First Chicago Scenario $•••.•• ••.•% $•••.•• ••.•%
ML-RIV Intrinsic $•••.•• ••.•% $•••.•• ••.•%
Dynamic NAV Asset-Based $•••.•• ••.•% $•••.•• ••.•%
PWERM Option-Based $•••.•• ••.•% $•••.•• ••.•%
Regime Cross-Sectional Relative $•••.•• ••.•% $•••.•• ••.•%
Sentiment SOTP Hybrid $•••.•• ••.•% $•••.•• ••.•%
CUCE Ensemble Ensemble $•••.•• ••.•% $•••.•• ••.•%
FTNN Topology Relative $•••.•• ••.•% $•••.•• ••.•%
RCMH-DCF Intrinsic $•••.•• ••.•% $•••.•• ••.•%

INOD vs JZ — Which Stock Is More Undervalued in 2026?

INOD scores higher with a 9.7/10 quality rating vs JZ's 5.8/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

How Do INOD and JZ Valuations Compare?

At $114.22, INOD trades +91.4% above its Bayesian DCF fair value of $9.77, while JZ at $0.70 trades +38.2% below its estimate of $0.97. INOD shows a wider gap between price and intrinsic value.

Quality of Company: INOD vs JZ

INOD earns a Quality of Company score of 9.7/10 compared to JZ's 5.8/10. This is a significant quality gap — the higher-scoring company demonstrates materially stronger fundamentals across profitability, growth consistency, and balance sheet health. The QOC score synthesizes 32 signals spanning profitability margins, revenue growth, free cash flow, capital allocation, and leverage.

Value Trap Risk: INOD vs JZ

INOD carries a SAFE value trap risk (6/100) while JZ shows LOW risk (26/100). Both companies show manageable value trap risk, suggesting their current valuations are not artificially depressed by fundamental deterioration.

Both in Information Technology Services

Both INOD and JZ operate in Information Technology Services, which has 65 stocks tracked by CirclFi. Same-industry comparisons provide the most direct insight into relative valuation since both companies face similar regulatory environments, market dynamics, and competitive pressures. Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN), and ensemble methods (CUCE).

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