Is HTFL or MMED more undervalued in 2026?

CirclFi compares Heartflow, Inc. (HTFL) and MiniMed Group, Inc. (MMED) using 13 institutional-grade valuation models. HTFL has a Quality of Company score of 6.3/10 while MMED scores 1.6/10.

Which is a better buy — HTFL or MMED?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do HTFL and MMED valuations compare?

HTFL at $31.73 and MMED at $11.51 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

HTFL vs MMED Valuation Comparison 2026 — Intrinsic Value Analysis

HTFL

Health Information Services

Heartflow, Inc.

Quality

6.3

out of 10

Value Trap

—

Price

$31.73

Last close

Models

12/13

Active

MMED

Health Information Services

MiniMed Group, Inc.

Quality

1.6

out of 10

Value Trap

—

Price

$11.51

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	HTFL Fair Value	HTFL Upside	MMED Fair Value	MMED Upside
Bayesian DCF	Intrinsic	$4.55	-85.7%	$3.40	-70.5%
Earnings Power Value	Intrinsic	$9.40	-67.2%	$5.20	-60.6%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%

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HTFL vs MMED — Which Stock Is More Undervalued?

HTFL scores higher with a 6.3/10 quality rating vs MMED's 1.6/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Heartflow, Inc. (HTFL) and MiniMed Group, Inc. (MMED) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

HTFL currently trades at $31.73 with a QOC of 6.3/10, while MMED trades at $11.51 with a QOC of 1.6/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).