Is HOMB or HYNE more undervalued in 2026?

CirclFi compares Home BancShares, Inc. (HOMB) and Hoyne Bancorp, Inc. (HYNE) using 13 institutional-grade valuation models. HOMB has a Quality of Company score of 8.7/10 while HYNE scores 7.3/10.

Which is a better buy — HOMB or HYNE?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do HOMB and HYNE valuations compare?

HOMB at $26.88 and HYNE at $15.96 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

HOMB vs HYNE Valuation Comparison 2026 — Intrinsic Value Analysis

HOMB

Banks - Regional

Home BancShares, Inc.

Quality

8.7

out of 10

Value Trap

—

Price

$26.88

Last close

Models

12/13

Active

HYNE

Banks - Regional

Hoyne Bancorp, Inc.

Quality

7.3

out of 10

Value Trap

—

Price

$15.96

Last close

Models

11/13

Active

Model-by-Model Comparison

Model	Type	HOMB Fair Value	HOMB Upside	HYNE Fair Value	HYNE Upside
Bayesian DCF	Intrinsic	$13.85	-48.5%	$1.93	-87.9%
Earnings Power Value	Intrinsic	$20.14	-25.1%	$1.99	-87.5%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

🔒

Unlock Full 13-Model Comparison

Access all valuation models for HOMB vs HYNE — including EROIC Spread, First Chicago, Markov DDM, PWERM, and 7 more.

Access Full Analysis — From $27/mo →

HOMB vs HYNE — Which Stock Is More Undervalued?

HOMB scores higher with a 8.7/10 quality rating vs HYNE's 7.3/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Home BancShares, Inc. (HOMB) and Hoyne Bancorp, Inc. (HYNE) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

HOMB currently trades at $26.88 with a QOC of 8.7/10, while HYNE trades at $15.96 with a QOC of 7.3/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).