Is HNVR or HOPE more undervalued in 2026?

CirclFi compares Hanover Bancorp, Inc. (HNVR) and Hope Bancorp, Inc. (HOPE) using 13 institutional-grade valuation models. HNVR has a Quality of Company score of 8.0/10 while HOPE scores 8.0/10.

Which is a better buy — HNVR or HOPE?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do HNVR and HOPE valuations compare?

HNVR at $23.71 and HOPE at $12.52 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

HNVR vs HOPE Valuation Comparison 2026 — Intrinsic Value Analysis

HNVR

Banks - Regional

Hanover Bancorp, Inc.

Quality

8.0

out of 10

Value Trap

SAFE

Price

$23.71

Last close

Models

11/13

Active

HOPE

Banks - Regional

Hope Bancorp, Inc.

Quality

8.0

out of 10

Value Trap

—

Price

$12.52

Last close

Models

11/13

Active

Model-by-Model Comparison

Model	Type	HNVR Fair Value	HNVR Upside	HOPE Fair Value	HOPE Upside
Bayesian DCF	Intrinsic	$27.00	+13.9%	$13.06	+4.3%
Earnings Power Value	Intrinsic	$31.88	+34.4%	$10.88	-13.1%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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HNVR vs HOPE — Which Stock Is More Undervalued?

HOPE scores higher with a 8.0/10 quality rating vs HNVR's 8.0/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Hanover Bancorp, Inc. (HNVR) and Hope Bancorp, Inc. (HOPE) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

HNVR currently trades at $23.71 with a QOC of 8.0/10, while HOPE trades at $12.52 with a QOC of 8.0/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).