Is FLC or FT more undervalued in 2026?

CirclFi compares Flaherty & Crumrine Total Retur (FLC) and Franklin Universal Trust (FT) using 13 institutional-grade valuation models. FLC has a Quality of Company score of 1.7/10 while FT scores 1.7/10.

Which is a better buy — FLC or FT?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do FLC and FT valuations compare?

FLC at $16.97 and FT at $8.04 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

FLC vs FT Valuation Comparison 2026 — Intrinsic Value Analysis

FLC

Asset Management

Flaherty & Crumrine Total Retur

Quality

1.7

out of 10

Value Trap

—

Price

$16.97

Last close

Models

10/13

Active

FT

Asset Management

Franklin Universal Trust

Quality

1.7

out of 10

Value Trap

—

Price

$8.04

Last close

Models

11/13

Active

Model-by-Model Comparison

Model	Type	FLC Fair Value	FLC Upside	FT Fair Value	FT Upside
Bayesian DCF	Intrinsic	$4.49	-73.5%	$2.13	-73.5%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$13.33	-21.4%	$6.37	-21.7%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

🔒

Unlock Full 13-Model Comparison

Access all valuation models for FLC vs FT — including EROIC Spread, First Chicago, Markov DDM, PWERM, and 7 more.

Access Full Analysis — From $27/mo →

FLC vs FT — Which Stock Is More Undervalued?

FT scores higher with a 1.7/10 quality rating vs FLC's 1.7/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Flaherty & Crumrine Total Retur (FLC) and Franklin Universal Trust (FT) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

FLC currently trades at $16.97 with a QOC of 1.7/10, while FT trades at $8.04 with a QOC of 1.7/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).