Is FHI or FMY more undervalued in 2026?

CirclFi compares Federated Hermes, Inc. (FHI) and First Trust Motgage Income Fund (FMY) using 13 institutional-grade valuation models. FHI has a Quality of Company score of 9.2/10 while FMY scores 1.7/10.

Which is a better buy — FHI or FMY?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do FHI and FMY valuations compare?

FHI at $55.47 and FMY at $11.66 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

FHI vs FMY Valuation Comparison 2026 — Intrinsic Value Analysis

FHI

Asset Management

Federated Hermes, Inc.

Quality

9.2

out of 10

Value Trap

SAFE

Price

$55.47

Last close

Models

11/13

Active

FMY

Asset Management

First Trust Motgage Income Fund

Quality

1.7

out of 10

Value Trap

—

Price

$11.66

Last close

Models

8/13

Active

Model-by-Model Comparison

Model	Type	FHI Fair Value	FHI Upside	FMY Fair Value	FMY Upside
Bayesian DCF	Intrinsic	$41.69	-24.8%	$3.09	-73.5%
Earnings Power Value	Intrinsic	$42.62	-23.2%	—	—
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	—	—	$8.24	-30.7%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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FHI vs FMY — Which Stock Is More Undervalued?

FHI scores higher with a 9.2/10 quality rating vs FMY's 1.7/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Federated Hermes, Inc. (FHI) and First Trust Motgage Income Fund (FMY) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

FHI currently trades at $55.47 with a QOC of 9.2/10, while FMY trades at $11.66 with a QOC of 1.7/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).