Is FGSN or GNW more undervalued in 2026?

CirclFi compares F&G Annuities & Life, Inc. 7.30 (FGSN) and Genworth Financial Inc (GNW) using 13 institutional-grade valuation models. FGSN has a Quality of Company score of 8.5/10 while GNW scores 7.9/10.

Which is a better buy — FGSN or GNW?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do FGSN and GNW valuations compare?

FGSN at $21.72 and GNW at $8.56 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

FGSN vs GNW Valuation Comparison 2026 — Intrinsic Value Analysis

FGSN

Life Insurance

F&G Annuities & Life, Inc. 7.30

Quality

8.5

out of 10

Value Trap

SAFE

Price

$21.72

Last close

Models

6/13

Active

GNW

Life Insurance

Genworth Financial Inc

Quality

7.9

out of 10

Value Trap

SAFE

Price

$8.56

Last close

Models

10/13

Active

Model-by-Model Comparison

Model	Type	FGSN Fair Value	FGSN Upside	GNW Fair Value	GNW Upside
Bayesian DCF	Intrinsic	—	—	$7.20	-15.9%
Earnings Power Value	Intrinsic	$68.25	+214.2%	$10.38	+21.3%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$2.88	-86.7%	$6.87	-19.8%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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FGSN vs GNW — Which Stock Is More Undervalued?

FGSN scores higher with a 8.5/10 quality rating vs GNW's 7.9/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing F&G Annuities & Life, Inc. 7.30 (FGSN) and Genworth Financial Inc (GNW) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

FGSN currently trades at $21.72 with a QOC of 8.5/10, while GNW trades at $8.56 with a QOC of 7.9/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).