FAX vs FINS

592314 vs FINS — Valuation Comparison 2026

By CirclFi Research Team · Updated 2026-06-03 · Data from SEC EDGAR, FRED & GDELT

Quick Summary — FINS scores higher on quality with 1.8/10 vs FAX's 1.8/10. FAX trades at $14.64 while FINS trades at $12.87. Both analyzed daily using SEC EDGAR data across 13 institutional models.

FAX

Asset Management
592314
Quality
1.8
out of 10
Value Trap
Price
$14.64
Last close
Models
11/13
Active
VS

FINS

Asset Management
FINS
Quality
1.8
out of 10
Value Trap
Price
$12.87
Last close
Models
10/13
Active
FAX
Markov DDM sees +62.8% upside
Quality 1.8/10 — below average
FINS
Markov DDM sees +25.6% upside
Quality 1.8/10 — below average

FAX vs FINS — Fair Value Comparison

FAX
$0$9$19$28 Price$14.64 Bayesian …$3.81 (-74.0%) Markov DDM$23.83 (+62.8%)
FINS
$0$6$13$19 Price$12.87 Bayesian …$3.35 (-74.0%) Markov DDM$16.16 (+25.6%)
Market Price Model 1 Model 2

Model-by-Model Comparison

ModelType FAX Fair ValueFAX Upside FINS Fair ValueFINS Upside
Bayesian DCF Intrinsic $3.81 -74.0% $3.35 -74.0%
First Chicago Scenario $•••.•• ••.•% $•••.•• ••.•%
Markov DDM Intrinsic $23.83 +62.8% $16.16 +25.6%
ML-RIV Intrinsic $•••.•• ••.•% $•••.•• ••.•%
Dynamic NAV Asset-Based $•••.•• ••.•% $•••.•• ••.•%
PWERM Option-Based $•••.•• ••.•% $•••.•• ••.•%
Regime Cross-Sectional Relative $•••.•• ••.•% $•••.•• ••.•%
Sentiment SOTP Hybrid $•••.•• ••.•% $•••.•• ••.•%
CUCE Ensemble Ensemble $•••.•• ••.•% $•••.•• ••.•%
FTNN Topology Relative $•••.•• ••.•% $•••.•• ••.•%
RCMH-DCF Intrinsic $•••.•• ••.•% $•••.•• ••.•%

FAX vs FINS — Which Stock Is More Undervalued in 2026?

FINS scores higher with a 1.8/10 quality rating vs FAX's 1.8/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

How Do FAX and FINS Valuations Compare?

At $14.64, FAX trades +74.0% above its Bayesian DCF fair value of $3.81, while FINS at $12.87 trades +74.0% above its estimate of $3.35. FAX shows a wider gap between price and intrinsic value.

Quality of Company: FAX vs FINS

FAX earns a Quality of Company score of 1.8/10 compared to FINS's 1.8/10. The scores are closely matched, indicating similar fundamental quality profiles. The QOC score synthesizes 32 signals spanning profitability margins, revenue growth, free cash flow, capital allocation, and leverage.

Value Trap Risk: FAX vs FINS

Review the value trap analysis for both FAX and FINS to assess whether apparent undervaluation reflects genuine opportunity or hidden fundamental risk.

Both in Asset Management

Both FAX and FINS operate in Asset Management, which has 448 stocks tracked by CirclFi. Same-industry comparisons provide the most direct insight into relative valuation since both companies face similar regulatory environments, market dynamics, and competitive pressures. Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN), and ensemble methods (CUCE).

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