Is DAIC or FIS more undervalued in 2026?

CirclFi compares CID HoldCo, Inc. (DAIC) and Fidelity National Information S (FIS) using 13 institutional-grade valuation models. DAIC has a Quality of Company score of 4.8/10 while FIS scores 7.8/10.

Which is a better buy — DAIC or FIS?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do DAIC and FIS valuations compare?

DAIC at $0.14 and FIS at $42.22 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

DAIC vs FIS Valuation Comparison 2026 — Intrinsic Value Analysis

DAIC

Information Technology Services

CID HoldCo, Inc.

Quality

4.8

out of 10

Value Trap

—

Price

$0.14

Last close

Models

4/13

Active

FIS

Information Technology Services

Fidelity National Information S

Quality

7.8

out of 10

Value Trap

LOW

Price

$42.22

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	DAIC Fair Value	DAIC Upside	FIS Fair Value	FIS Upside
Bayesian DCF	Intrinsic	—	—	$86.30	+104.4%
Earnings Power Value	Intrinsic	—	—	$10.99	-74.0%
EROIC Spread	Intrinsic	$0.04	-82.4%	$18.87	-55.3%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$0.21	+51.0%	$58.93	+39.6%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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DAIC vs FIS — Which Stock Is More Undervalued?

FIS scores higher with a 7.8/10 quality rating vs DAIC's 4.8/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing CID HoldCo, Inc. (DAIC) and Fidelity National Information S (FIS) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

DAIC currently trades at $0.14 with a QOC of 4.8/10, while FIS trades at $42.22 with a QOC of 7.8/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).