Is CRDF or CRDL more undervalued in 2026?

CirclFi compares Cardiff Oncology, Inc. (CRDF) and Cardiol Therapeutics Inc. (CRDL) using 13 institutional-grade valuation models. CRDF has a Quality of Company score of 5.9/10 while CRDL scores 6.4/10.

Which is a better buy — CRDF or CRDL?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do CRDF and CRDL valuations compare?

CRDF at $1.90 and CRDL at $1.22 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

CRDF vs CRDL Valuation Comparison 2026 — Intrinsic Value Analysis

CRDF

Biological Products, (No Diagnostic Substances)

Cardiff Oncology, Inc.

Quality

5.9

out of 10

Value Trap

LOW

Price

$1.90

Last close

Models

9/13

Active

CRDL

Biological Products, (No Diagnostic Substances)

Cardiol Therapeutics Inc.

Quality

6.4

out of 10

Value Trap

SAFE

Price

$1.22

Last close

Models

9/13

Active

Model-by-Model Comparison

Model	Type	CRDF Fair Value	CRDF Upside	CRDL Fair Value	CRDL Upside
Bayesian DCF	Intrinsic	$0.57	-70.2%	$0.42	-65.6%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$0.06	-96.2%	$0.01	-98.9%
Dynamic NAV	Asset-Based	$0.83	-56.3%	$0.17	-86.0%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%

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CRDF vs CRDL — Which Stock Is More Undervalued?

CRDL scores higher with a 6.4/10 quality rating vs CRDF's 5.9/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Cardiff Oncology, Inc. (CRDF) and Cardiol Therapeutics Inc. (CRDL) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

CRDF currently trades at $1.90 with a QOC of 5.9/10, while CRDL trades at $1.22 with a QOC of 6.4/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).