Is CORZ or CPSS more undervalued in 2026?

CirclFi compares Core Scientific, Inc. (CORZ) and Consumer Portfolio Services, In (CPSS) using 13 institutional-grade valuation models. CORZ has a Quality of Company score of 4.6/10 while CPSS scores 8.8/10.

Which is a better buy — CORZ or CPSS?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do CORZ and CPSS valuations compare?

CORZ at $26.85 and CPSS at $9.86 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

CORZ vs CPSS Valuation Comparison 2026 — Intrinsic Value Analysis

CORZ

Finance Services

Core Scientific, Inc.

Quality

4.6

out of 10

Value Trap

LOW

Price

$26.85

Last close

Models

8/13

Active

CPSS

Finance Services

Consumer Portfolio Services, In

Quality

8.8

out of 10

Value Trap

—

Price

$9.86

Last close

Models

8/13

Active

Model-by-Model Comparison

Model	Type	CORZ Fair Value	CORZ Upside	CPSS Fair Value	CPSS Upside
Bayesian DCF	Intrinsic	$7.95	-70.4%	$48.94	+396.4%
Earnings Power Value	Intrinsic	—	—	$9.99	+5.2%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$45.73	+119.0%	$4.82	-51.2%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%

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CORZ vs CPSS — Which Stock Is More Undervalued?

CPSS scores higher with a 8.8/10 quality rating vs CORZ's 4.6/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Core Scientific, Inc. (CORZ) and Consumer Portfolio Services, In (CPSS) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

CORZ currently trades at $26.85 with a QOC of 4.6/10, while CPSS trades at $9.86 with a QOC of 8.8/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).