Quick Summary — COLB scores higher on quality with 8.1/10 vs CVBF's 8.0/10. COLB trades at $29.18 while CVBF trades at $20.44. Both analyzed daily using SEC EDGAR data across 13 institutional models.
COLB scores higher with a 8.1/10 quality rating vs CVBF's 8.0/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.
At $29.18, COLB trades +34.3% above its Bayesian DCF fair value of $19.18, while CVBF at $20.44 trades +54.1% above its estimate of $9.38. CVBF shows a wider gap between price and intrinsic value.
COLB earns a Quality of Company score of 8.1/10 compared to CVBF's 8.0/10. The scores are closely matched, indicating similar fundamental quality profiles. The QOC score synthesizes 32 signals spanning profitability margins, revenue growth, free cash flow, capital allocation, and leverage.
COLB carries a LOW value trap risk (33/100) while CVBF shows SAFE risk (8/100). Both companies show manageable value trap risk, suggesting their current valuations are not artificially depressed by fundamental deterioration.
Both COLB and CVBF operate in Banks - Regional, which has 329 stocks tracked by CirclFi. Same-industry comparisons provide the most direct insight into relative valuation since both companies face similar regulatory environments, market dynamics, and competitive pressures. Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN), and ensemble methods (CUCE).
11 hidden models compare COLB vs CVBF differently — including EROIC Spread, First Chicago, Markov DDM, PWERM, and 7 more. Some may disagree with the 2 you see above.
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