Is CELZ or CGON more undervalued in 2026?

CirclFi compares Creative Medical Technology Hol (CELZ) and CG Oncology, Inc. (CGON) using 13 institutional-grade valuation models. CELZ has a Quality of Company score of 5.1/10 while CGON scores 5.0/10.

Which is a better buy — CELZ or CGON?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do CELZ and CGON valuations compare?

CELZ at $2.25 and CGON at $60.73 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

CELZ vs CGON Valuation Comparison 2026 — Intrinsic Value Analysis

CELZ

Biotechnology

Creative Medical Technology Hol

Quality

5.1

out of 10

Value Trap

WARN

Price

$2.25

Last close

Models

11/13

Active

CGON

Biotechnology

CG Oncology, Inc.

Quality

5.0

out of 10

Value Trap

SAFE

Price

$60.73

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	CELZ Fair Value	CELZ Upside	CGON Fair Value	CGON Upside
Bayesian DCF	Intrinsic	$1.45	-35.7%	$17.93	-70.5%
Earnings Power Value	Intrinsic	$1.63	-27.3%	$29.69	-56.8%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%

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CELZ vs CGON — Which Stock Is More Undervalued?

CELZ scores higher with a 5.1/10 quality rating vs CGON's 5.0/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Creative Medical Technology Hol (CELZ) and CG Oncology, Inc. (CGON) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

CELZ currently trades at $2.25 with a QOC of 5.1/10, while CGON trades at $60.73 with a QOC of 5.0/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).