Is CDIO or CELU more undervalued in 2026?

CirclFi compares Cardio Diagnostics Holdings Inc (CDIO) and Celularity Inc. (CELU) using 13 institutional-grade valuation models. CDIO has a Quality of Company score of 4.3/10 while CELU scores 4.9/10.

Which is a better buy — CDIO or CELU?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do CDIO and CELU valuations compare?

CDIO at $1.80 and CELU at $0.99 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

CDIO vs CELU Valuation Comparison 2026 — Intrinsic Value Analysis

CDIO

Biotechnology

Cardio Diagnostics Holdings Inc

Quality

4.3

out of 10

Value Trap

LOW

Price

$1.80

Last close

Models

9/13

Active

CELU

Biotechnology

Celularity Inc.

Quality

4.9

out of 10

Value Trap

LOW

Price

$0.99

Last close

Models

7/13

Active

Model-by-Model Comparison

Model	Type	CDIO Fair Value	CDIO Upside	CELU Fair Value	CELU Upside
Bayesian DCF	Intrinsic	$1.37	-23.8%	—	—
Earnings Power Value	Intrinsic	—	—	$3.41	+256.8%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$0.17	-88.6%	$3.23	+225.9%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$1.87	+3.5%	$4.08	+311.8%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%

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CDIO vs CELU — Which Stock Is More Undervalued?

CELU scores higher with a 4.9/10 quality rating vs CDIO's 4.3/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Cardio Diagnostics Holdings Inc (CDIO) and Celularity Inc. (CELU) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

CDIO currently trades at $1.80 with a QOC of 4.3/10, while CELU trades at $0.99 with a QOC of 4.9/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).