Is BOKF or CASH more undervalued in 2026?

CirclFi compares BOK Financial Corporation (BOKF) and Pathward Financial, Inc. (CASH) using 13 institutional-grade valuation models. BOKF has a Quality of Company score of 7.7/10 while CASH scores 9.3/10.

Which is a better buy — BOKF or CASH?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do BOKF and CASH valuations compare?

BOKF at $128.04 and CASH at $82.24 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

BOKF vs CASH Valuation Comparison 2026 — Intrinsic Value Analysis

BOKF

National Commercial Banks

BOK Financial Corporation

Quality

7.7

out of 10

Value Trap

LOW

Price

$128.04

Last close

Models

12/13

Active

CASH

National Commercial Banks

Pathward Financial, Inc.

Quality

9.3

out of 10

Value Trap

—

Price

$82.24

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	BOKF Fair Value	BOKF Upside	CASH Fair Value	CASH Upside
Bayesian DCF	Intrinsic	$251.33	+96.3%	$136.30	+65.7%
Earnings Power Value	Intrinsic	$25.70	-80.9%	$112.14	+36.4%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

🔒

Unlock Full 13-Model Comparison

Access all valuation models for BOKF vs CASH — including EROIC Spread, First Chicago, Markov DDM, PWERM, and 7 more.

Access Full Analysis — From $27/mo →

BOKF vs CASH — Which Stock Is More Undervalued?

CASH scores higher with a 9.3/10 quality rating vs BOKF's 7.7/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing BOK Financial Corporation (BOKF) and Pathward Financial, Inc. (CASH) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

BOKF currently trades at $128.04 with a QOC of 7.7/10, while CASH trades at $82.24 with a QOC of 9.3/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).