Is BAP or BBAR more undervalued in 2026?

CirclFi compares Credicorp Ltd. (BAP) and Banco BBVA Argentina S.A. (BBAR) using 13 institutional-grade valuation models. BAP has a Quality of Company score of 2.0/10 while BBAR scores 7.9/10.

Which is a better buy — BAP or BBAR?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do BAP and BBAR valuations compare?

BAP at $341.50 and BBAR at $17.62 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

BAP vs BBAR Valuation Comparison 2026 — Intrinsic Value Analysis

BAP

Banks - Regional

Credicorp Ltd.

Quality

2.0

out of 10

Value Trap

—

Price

$341.50

Last close

Models

12/13

Active

BBAR

Banks - Regional

Banco BBVA Argentina S.A.

Quality

7.9

out of 10

Value Trap

LOW

Price

$17.62

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	BAP Fair Value	BAP Upside	BBAR Fair Value	BBAR Upside
Bayesian DCF	Intrinsic	$113.85	-66.7%	$35.16	+99.6%
Earnings Power Value	Intrinsic	$121.18	-62.6%	$23.90	+35.7%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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BAP vs BBAR — Which Stock Is More Undervalued?

BBAR scores higher with a 7.9/10 quality rating vs BAP's 2.0/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Credicorp Ltd. (BAP) and Banco BBVA Argentina S.A. (BBAR) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

BAP currently trades at $341.50 with a QOC of 2.0/10, while BBAR trades at $17.62 with a QOC of 7.9/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).