Is BANR or BAP more undervalued in 2026?

CirclFi compares Banner Corporation (BANR) and Credicorp Ltd. (BAP) using 13 institutional-grade valuation models. BANR has a Quality of Company score of 8.1/10 while BAP scores 2.0/10.

Which is a better buy — BANR or BAP?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do BANR and BAP valuations compare?

BANR at $65.53 and BAP at $341.50 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

BANR vs BAP Valuation Comparison 2026 — Intrinsic Value Analysis

BANR

Banks - Regional

Banner Corporation

Quality

8.1

out of 10

Value Trap

SAFE

Price

$65.53

Last close

Models

11/13

Active

BAP

Banks - Regional

Credicorp Ltd.

Quality

2.0

out of 10

Value Trap

—

Price

$341.50

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	BANR Fair Value	BANR Upside	BAP Fair Value	BAP Upside
Bayesian DCF	Intrinsic	$42.63	-34.9%	$113.85	-66.7%
Earnings Power Value	Intrinsic	$28.83	-56.0%	$121.18	-62.6%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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BANR vs BAP — Which Stock Is More Undervalued?

BANR scores higher with a 8.1/10 quality rating vs BAP's 2.0/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Banner Corporation (BANR) and Credicorp Ltd. (BAP) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

BANR currently trades at $65.53 with a QOC of 8.1/10, while BAP trades at $341.50 with a QOC of 2.0/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).