Is AGNCN or AGNCZ more undervalued in 2026?

CirclFi compares AGNC Investment Corp. - Deposit (AGNCN) and AGNC Investment Corp. - Deposit (AGNCZ) using 13 institutional-grade valuation models. AGNCN has a Quality of Company score of 7.0/10 while AGNCZ scores 7.0/10.

Which is a better buy — AGNCN or AGNCZ?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do AGNCN and AGNCZ valuations compare?

AGNCN at $25.79 and AGNCZ at $25.39 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

AGNCN vs AGNCZ Valuation Comparison 2026 — Intrinsic Value Analysis

AGNCN

REIT - Mortgage

AGNC Investment Corp. - Deposit

Quality

7.0

out of 10

Value Trap

SAFE

Price

$25.79

Last close

Models

11/13

Active

AGNCZ

REIT - Mortgage

AGNC Investment Corp. - Deposit

Quality

7.0

out of 10

Value Trap

SAFE

Price

$25.39

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	AGNCN Fair Value	AGNCN Upside	AGNCZ Fair Value	AGNCZ Upside
Bayesian DCF	Intrinsic	$17.44	-32.4%	$7.26	-71.4%
Earnings Power Value	Intrinsic	$7.04	-72.7%	$2.93	-88.5%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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AGNCN vs AGNCZ — Which Stock Is More Undervalued?

Both AGNCN and AGNCZ score 7.0/10 on quality. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing AGNC Investment Corp. - Deposit (AGNCN) and AGNC Investment Corp. - Deposit (AGNCZ) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

AGNCN currently trades at $25.79 with a QOC of 7.0/10, while AGNCZ trades at $25.39 with a QOC of 7.0/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).